Certificate IV in Credit Management (FNS40111) project Essay

Certificate IV in Credit Management (FNS40111) project - Essay Example Research these sites to identify similar products to the ones you have listed and their features. The available home loans in Commonwealth Bank include Standard Variable Rate Home Loan, No Fee Variable Rate Home Loan, Fixed Rate Home Loan, Veridian Line of Credit, Introductory Rate Home Loan, Equity Unlock, Customize with loan add-ons, and Investment loan options. RAMS Home Loans offers to types of loans: Fixed Rate Home Loan and Full feature Home Loan. Loans available in ANZ include Simplicity PLUS Home Loan, ANZ Variable Rate Home Loan, ANZ Fixed Rate Home Loan, ANZ Breakfree Home Loan Package. Commonwealth Bank differs with other Australian banks since it has a unique twist to the types of loans offered. ANZ’s personal loans include Variable Rate Personal Loan, Fixed Rate Personal Loan, ANZ Car Loans, ANZ Overdrafts, and Debt Consolidation. Commonwealth Bank has four types of personal loans: Fixed Rate Loan, Variable Rate Loan, Secured Car Loan, and Personal Overdrafts. RAMS does not give direct personal loans since it receives much of its funding for home loans from Westpac Bank Community. Therefore, the personal loans under Westpac will apply. Westpac offers 3 types of personal loans: Westpac Flexi Loan, Westpac Unsecured Personal Loan, and Westpac Secured Personal Loan. From the banks listed above, ANZ offers sacral options of personal loans. In the Credit Card category, ANZ offers products such as Low Rate, Low Fee, Rewards, Frequent Flyer, Prepaid Cards, Business cards, and Debit Cards. Commonwealth Bank has credit offers such as Low Rate, Low Fee, Awards and Small Businesses. In total, there are 9 choices of credit cards to be chosen from. Credit cards in Westpac include Low Rate, 55 Day Credit Card, Earth Platinum Credit Card, Singapore Airlines Westpac Platinum, Earth Credit Card, Altitude Card, 55 Day Platinum Credit Card, Altitude Business Gold Credit Card, and GM Holden MasterCard. From the options above, Westpac has the most

Risks in the Project Management Case Study Example | Topics and Well Written Essays - 1500 words

Risks in the Project Management - Case Study Example The author of the paper states that project management helps avoid problems associated with the project (Reiss, 2007, p.2). Hence in order to accomplish a project successfully role of a project manager is significant (Gido and Clements, 2008, p.303). In general, a project is faced with three constraints result, budget and time (Thomsett, 2009, p.7). Therefore to overcome these limitations the control process must have to strong. The case entails about two companies namely ACME fabricators and Arbor industries. ACME fabricator is in the process of setting their new factory and office at a semi-semi-rural. The company is socially responsible and would like their premises to be cleaner and greener. Hence in order to carry out landscaping activities, the company invited tender. Arbor industries, a company involved in the activities of landscaping was selected for the project. In order to ensure representations from both the sides Arbor has appointed a project manager to administer the wh ole process while the finance manager of ACME was given the role of overseeing the project. The project was running smoothly until the newly leveled lawns got damaged due to heavy vehicles. Due to this phenomenon, the first meeting between the two parties took place to decide the issue pertaining to damaging of the lawn. However, to sort out the issue there were verbal agreements between the two representatives. As things started to roll on smoothly, the finance manager suddenly left the company. The new representative who came from the side of ACME was unaware of the verbal contracts and several other internal matters. This has led to huge confusions between the two companies and created dissatisfaction. Nevertheless, the project ended before the deadline but with an exceeding budget. After the completion of the project, the senior executives found that the results were unsatisfactory, and did not resemble the proposed sketch. The next half of the report will discuss the issues rai sed in the case. A post-project review is necessary for the evaluation of project performance (Hedeman, Haren & Heemst, 2006, p.103). In this context, it will mainly sort out differences between the two parties. A post-project review is defined as the ultimate formal evaluation of the project that examines any new lessons which might benefit the future projects (Zedtwitz, 2002, p.256). How would you set about conducting such a review? The assessment is about examining what went wrong with the project and what can be done to enhance the quality of future projects.